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Pennsylvania

Pennsylvania is a great state to take advantage of the USDA loan program.

The average household income limits for a USDA home loan in the keystone state are around $78,000 for a 1-4 person household and can be as high as can be as high as $130,000 for the Philadelphia area and 5 or more people in the household. Although finding a USDA eligible property near Philly is unlikely. There is a link below to search the USDA home loan income limits per counties for the state of Pennsylvania.

On all PA USDA Loans they will not allow you to purchase a home through the USDA program that is located in a flood zone.

The map below shows the USDA loan eligible areas for the entire state of Pennsylvania. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.

 

USDA home loan income limits per metro area for the state of Pennsylvania:

USDA Home Loan Income Limits Pennsylvania PDF

Guaranteed Housing Program Income Limits: 1-4 Person 5-More

Allentown-Bethlehem-Easton, PA $84,300 – $111,300

Altoona, PA MSA $74,750 – $98,650

Erie, PA MSA $74,750 – $98,650

Harrisburg-Carlisle, PA MSA $84,550 – $111,600

Johnstown, PA MSA $74,750 – $98,650

Lancaster, PA MSA $79,950 – $105,550

Lebanon, PA MSA $75,550 – $99,750

Pike County, PA HUD Metro FMR Area $78,400 – $103,500

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA $93,450 – $123,350

Pittsburgh, PA MSA $74,750 – $98,650

Pittsburgh, PA HUD Metro FMR Area $74,900 – $98,850

Reading, PA MSA MOD.INC-GUAR.LOAN $78,200 – $103,200

Scranton–Wilkes-Barre, PA MSA $74,750 – $98,650

State College, PA MSA $78,400 – 103,500

Williamsport, PA MSA $74,750 – $98,650

York-Hanover, PA MSA $81,850 – $108,050

Youngstown-Warren-Boardman, OH-PA MSA

Sharon, PA HUD Metro FMR Area $74,750 – $98,650

Adams County, PA $78,650 – $103,800

Bedford County, PA $74,750 – $98,650

Bradford County, PA $74,750 – $98,650

Cameron County, PA $74,750 – $98,650

Clarion County, PA $74,750 – $98,650

Clearfield County, $74,750 – $98,650

Clinton County, PA $74,750 – $98,650

Columbia County, PA $74,750 – $98,650

Crawford County, PA $74,750 – $98,650

Elk County, PA $74,750 – $98,650

Forest County, PA $74,750 – $98,650

Franklin County, PA $74,750 – $98,650

Fulton County, PA $74,750 – $98,650

Greene County, PA $74,750 – $98,650

Huntingdon County, PA $74,750 – $98,650

Indiana County, PA $74,750 – $98,650

Jefferson County, PA $74,750 – $98,650

Juniata County, PA $74,750 – $98,650

Lawrence County, PA $74,750 – $98,650

McKean County, PA $74,750 – $98,650

Mifflin County, PA $74,750 – $98,650

Monroe County, PA $74,750 – $98,650

Montour County, PA $74,750 – $98,650

Northumberland County, PA $74,750 – $98,650

Potter County, PA $74,750 – $98,650

Schuylkill County, PA $74,750 – $98,650

Snyder County, PA $74,750 – $98,650

Somerset County, PA $74,750 – $98,650

Sullivan County, PA $74,750 – $98,650

Susquehanna County, PA $74,750 – $98,650

Tioga County, PA $74,750 – $98,650

Union County, PA $74,750 – $98,650

Venango County, PA $74,750 – $98,650

Warren County, PA $74,750 – $98,650

Wayne County, PA $74,750 – $98,650

 

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in Pennsylvania.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Pennsylvania USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.