Contact a USDA Loans Specialist

New Jersey

New Jersey USDA loans

Hearing the call of the coast? A new home in the Garden State could finally be within reach with a home loan from the USDA. USDA loans offer not only fixed and competitive interest rates, but they also don’t require a down payment or qualifying assets. Plus, with no maximum loan amounts, they’re flexible enough to meet most any situation. For a family of 1-4, the average household income limit for a USDA loan in New Jersey is about $93,000 a year, and the limit can be as high as $123,350 for families of 5 or more. To learn more about how to get your own loan and get into your Jersey home, fill out the form below and one of our USDA loan specialists will follow up with you.

This map shows the areas of New Jersey that qualify for USDA loans. For more information on qualifying areas, check out the USDA property eligibility page.

New Jersey USDA Property Eligibility Map










Below you will find a link to the USDA income limits for New Jersey:

USDA Home Loan Income Limits New Jersey


  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in New Jersey.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your New Jersey USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.