Contact a USDA Loans Specialist

New York

USDA loans in New York

That dream home waiting for you in the forested hills of New York could finally be within reach with a loan from the USDA. No down payment, no assets required, and fixed interest rates mean that USDA loans can fit just about any situation, and no maximum loan amounts means that the sky is the limit. Plus, for a family of 1-4 in New York, the average household income limit for a USDA loan is about $80,000 a year, and the limit can be as high as $148,750 for families of 5 or more. To find out more about how to make your dream a reality, fill out the form below and get in touch with one of our USDA loan specialists.

This map shows the areas of New York eligible for USDA loans. For more information on qualifying areas, head to the USDA property eligibility page here.

New York USDA Property Eligibility Map










Below you will find a link to the USDA income limits for New York:

USDA Home Loan Income Limits New York


  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in New York.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your New York USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.