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Pennsylvania

Pennsylvania is a great state to take advantage of the USDA loan program.

The average household income limits for a USDA home loan in the keystone state are around $78,000 for a 1-4 person household and can be as high as can be as high as $130,000 for the Philadelphia area and 5 or more people in the household. Although finding a USDA eligible property near Philly is unlikely. There is a link below to search the USDA home loan income limits per counties for the state of Pennsylvania.

On all PA USDA Loans they will not allow you to purchase a home through the USDA program that is located in a flood zone.

The map below shows the USDA loan eligible areas for the entire state of Pennsylvania. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.

 

USDA home loan income limits per metro area for the state of Pennsylvania:

USDA Home Loan Income Limits Pennsylvania PDF

Guaranteed Housing Program Income Limits: 1-4 Person 5-More

Allentown-Bethlehem-Easton, PA $84,400 – $111,400

Altoona, PA MSA $78,200 – $103,200

Erie, PA MSA $78,200 – $103,200

Harrisburg-Carlisle, PA MSA $84,550 – $111,600

Johnstown, PA MSA $78,200 – $103,200

Lancaster, PA MSA $79,950 – $105,550

Lebanon, PA MSA $75,550 – $99,750

Pike County, PA HUD Metro FMR Area $78,400 – $103,500

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA $93,450 – $123,350

Pittsburgh, PA MSA $78,200 – $103,200

Pittsburgh, PA HUD Metro FMR Area $74,900 – $98,850

Reading, PA MSA MOD.INC-GUAR.LOAN $78,200 – $103,200

Scranton–Wilkes-Barre, PA MSA $78,200 – $103,200

State College, PA MSA $78,400 – 103,500

Williamsport, PA MSA $78,200 – $103,200

York-Hanover, PA MSA $81,850 – $108,050

Youngstown-Warren-Boardman, OH-PA MSA

Sharon, PA HUD Metro FMR Area $78,200 – $103,200

Adams County, PA $78,650 – $103,800

Bedford County, PA $78,200 – $103,200

Bradford County, PA $78,200 – $103,200

Cameron County, PA $78,200 – $103,200

Clarion County, PA $78,200 – $103,200

Clearfield County, $78,200 – $103,200

Clinton County, PA $78,200 – $103,200

Columbia County, PA $78,200 – $103,200

Crawford County, PA $78,200 – $103,200

Elk County, PA $78,200 – $103,200

Forest County, PA $78,200 – $103,200

Franklin County, PA $78,200 – $103,200

Fulton County, PA $78,200 – $103,200

Greene County, PA $78,200 – $103,200

Huntingdon County, PA $78,200 – $103,200

Indiana County, PA $78,200 – $103,200

Jefferson County, PA $78,200 – $103,200

Juniata County, PA $78,200 – $103,200

Lawrence County, PA $78,200 – $103,200

McKean County, PA $78,200- $103,200

Mifflin County, PA $78,200 – $103,200

Monroe County, PA $78,200 – $103,200

Montour County, PA $78,200 – $103,200

Northumberland County, PA $78,200 – $103,200

Potter County, PA $78,200 – $103,200

Schuylkill County, PA $78,200 – $103,200

Snyder County, PA $78,200 – $103,200

Somerset County, PA $78,200 – $103,200

Sullivan County, PA $78,200- $103,200

Susquehanna County, PA $78,200 – $103,200

Tioga County, PA $78,200 – $103,200

Union County, PA $78,200 – $103,200

Venango County, PA $78,200 – $103,200

Warren County, PA $78,200 – $103,200

Wayne County, PA $78,200- $103,200

 

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in Pennsylvania.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Pennsylvania USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.