USDA Home Loan Features
Flexible financing designed to make homeownership more affordable.
No Money Down
Buy a home with 0% down and avoid the large upfront savings many loans require.
Great Interest Rates
Competitive fixed rates help keep your monthly payment stable and predictable.
620 Credit Score
Many buyers qualify with a credit score of 620 or higher.
Affordable 30-Year Terms
Enjoy lower, more manageable monthly payments with a standard 30-year loan.
Roll In Closing Costs
In many cases, closing costs can be included in the loan when the appraisal supports it.
Start Your Eligibility Review
See if you qualify in just a few minutes and connect with a USDA loan specialist.
Start NowNew Applicants: For questions about a mortgage application currently in process, please reach out to your Mortgage Loan Officer. If you are not sure who your Mortgage Loan Officer is, please email our Mortgage Help Desk at mortgagehelpdesk@magnoliabank.com. Customer Feedback: For complaints or to provide feedback, please email complaints@magnoliabank.com.
This communication does not constitute a commitment to lend or the guarantee of a special interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval.
